DebtGoal Blog - Latest Comments

Re: Add Account Overview

Robert S Michalske — Tue, 18 Oct 2011 04:53:17 -0000

I have set up my five credit card accounts which need to be paid off.
The total debt on these five accounts is $32,952.00.
--I began with "Care One" to pay off my accounts. Care One withdrew $723.00/month from my checking account for payments. I was very satisfied with Care One Services.
--Freedom Financial Debt Relief, Inc. contacted me with their debt management plan which appeared to be better. Freedom Financial withdrew $580.00/month from my checking account for payments. I receive 6-8 calls daily from Chase and Discover. I checked back with Freedom Financial and learned that they don't make monthly payments to my accounts, but rather wait until the creditors go to a "third party account" to collect and then they begin to negotiate a settlement. I am completely dis-satisfied with Freedom Financial Debt Relief because they are making my credit situation worse.

Re: Pros and Cons of Debt Settlement

Scotrothery — Sun, 28 Aug 2011 09:56:34 -0000

I don't think anyone turns to debt settlement as a scapegoat. We all intend to fulfill our obligation, but sometimes we turn into slaves of high interest rates and get no where with minimum payments. Debt settlement can be very useful, just make sure it is a reputable program with a lot of experience. http://www.debtcounselingprogr...

Re: DebtGoal User Guide

Charmaineortega — Tue, 09 Aug 2011 23:29:21 -0000

going to cancel...too bulky and difficult to work with...no phone contacts????

Re: DebtGoal User Guide

Charmaineortega — Tue, 09 Aug 2011 23:28:12 -0000

doesn't account for sending money into an emergency savings acct. doesn't update the amt due as soon as the payment is entered...gets confusing as to how much has been paid or not. Doesn't take into account that there are already automatic payments set up as an auto debit that is higher than the minimum due. Am I supposed to change these and reset them to the minimum? and what if the minimum changes every month? too confusing!!!!

Re: Add Account Overview

liahuber — Mon, 01 Aug 2011 14:26:29 -0000

How do I get to my dashboard? I can't get out of steps 1 and 2.

Re: Pros and Cons of Top 4 Debt Consolidation Options

Andrew — Wed, 20 Jul 2011 18:11:01 -0000

It takes a lot of discipline to get out of debtBut living below your means and paying off your debt every month and not increase your debt, is the way to go.

Re: Pros and Cons of Top 4 Debt Consolidation Options

Colin — Wed, 20 Jul 2011 18:06:59 -0000

Hi Scott,

Thank you for making it clear to us how important it is to pay your bills each month. It is not easy to make changes to your spending or apply for debt consolidation loan

Keep up the good work.

Thank you

Colin

Re: Add Account Overview

Justin — Sun, 26 Jun 2011 19:45:55 -0000

This is a nice start, but what about inclusion of things like emergency fund savings, setting aside investment funds or things like money for future items (i.e. I know I will need to buy new tires in the next six months)? I would like something that's a little more intuitive for the small things that come up in life too.

Re: Advice, Tips, and Techniques to Eliminate Debt: Step One

Debt Settlement Attorney — Mon, 13 Jun 2011 05:25:50 -0000

Innumerable people in the US are found to be submerged in the sea of debts and most of them are not good enough to understand the best way to get out of the debt. This post will surely prove a great assistance to those whoe are in debt and looking for a way to get out of it.

Re: Home Loan Modifications: Should You Refinance Your House?

Nation Loan Modification Help — Wed, 08 Jun 2011 19:40:39 -0000

Someone told me to check out your site, so I did. Just Book marked it, great job by the way, I'll keep coming back.. . Thanks

Re: Home Loan Modifications: Should You Refinance Your House?

Business startup loans — Wed, 18 May 2011 06:16:55 -0000

A mod will take your existing loan and make changes to it it can lower
your interest rate and your payment or just lower your payment the bank
will take your financial information from you and then they will
determine how much you can afford to pay a month then the mortgage
company will make a decision based on the information they have got from
you if they will do the mod but with the new obama plan they will give
you a mod for 3 months to see if you can make the new payments is you
can then you get the mod if you can't then you don't and the obama plan
will give you a fixed interest rate instead of an adjustable one

A refinance will give you a completely new loan so you could get a lower
interest rate and a new payment but if you are behind in your current
mortgage most banks will not touch your loan and you will have to try
and get a modification

Re: Home Loan Modifications: Should You Refinance Your House?

Loan Modification — Mon, 16 May 2011 10:29:08 -0000

Excellent post,very well done!I enjoy your blog.

Re: What a Near-Zero Interest Rate Means for Someone in Debt

Maiil_n — Fri, 13 May 2011 05:42:39 -0000

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Re: Government-Sponsored Cell Phone Service

Sparky — Wed, 04 May 2011 21:50:08 -0000

This is a great program for people in need. There is a site dedicated to this -- state-by-state listings of which companies provides the phones, an FAQ and further information.

http://www.freegovernmentcellp...

Re: 7 Tips on Student Debt Refinancing

student loan — Wed, 04 May 2011 03:32:26 -0000

Some great tips on Student Debt Refinancing

Re: The Cost of Making Minimum Credit Card Payments

Prateek Panchal — Mon, 02 May 2011 06:23:27 -0000

Great indepth analysis....i must say!!!!

British airways credit card

Re: Should You Take that 0 APR Credit Card Offer?

lover2ed — Sun, 01 May 2011 03:37:02 -0000

You should be able to get zero percent apr credit card offers without having to pay interest for 24 months on this excellent offer.

Re: DebtGoal User Guide

Lou — Mon, 18 Apr 2011 17:56:30 -0000

ok so to be sure, this site doesnt actually make my payments fro my account i have to do it on my own and then return here to record it?

Re: The Power of Compounding Interest

mwflutterby — Sun, 10 Apr 2011 13:33:02 -0000

Scott, aren't there new laws against this, yet? Before I joined Debt Goal one of my strategies was to make an extra payment in the amount of interest charged each month so all my payment went to principal. Now I'm paying each account as soon as I can in each billing period and I'm seeing the interest go down considerably.

Re: How DebtGoal Works

Steven Williams — Tue, 15 Mar 2011 23:48:41 -0000

I'd like to see some of your articles for possible posting on my website http://www.therealdebtsolution...

Steven Williams
Founder and President - The Real Debt Solution
Creator of The Real Debt Solution Software System

Re: Add Account Overview

Michelle Davis — Wed, 23 Feb 2011 05:31:27 -0000

Hi,
I visited your site: www.debtgoal.com and I must say that your site has got really good and worthy information. While reading your articles I found them to be really good and informative. I am a regular visitor of your site and I have been reading them since quite a long time. I work as a content writer in many financial communities and so I was just wondering if I can do something for your wonderful site. I would like to give you an unique article of around 500 words on any of the topics like Bankruptcy debt, mortgage, credit, insurance etc. I assure you that the article will be published only on your site.
The best part is I won’t be charging you a penny, but in return all I need is just one link within the article. I am also associated with few finance sites also which I keep on updating on the regular basis.
I would be really honored if I can do something for your site :)
Please feel free to get in touch with me regarding this anytime you want.
I can also link you back from my PR 3 site http://www.fileyourbankruptcy....
Looking forward for your positive reply.
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Michelle Davis

Re: DebtGoal User Guide

Mrapa1 — Thu, 10 Feb 2011 08:54:10 -0000

Can't Print any reports. Ashame

Re: Advice, Tips, and Techniques to Eliminate Debt: Steps Two and Onwards

debtmanagementplan — Thu, 10 Feb 2011 03:03:01 -0000

Debt management refers to a repayment plan designed especially for you, which will enable you to get your debts down quickly and easily by allowing you to make one affordable payment every month.

Re: Understanding Your Debt Health (DTI Ratios)

Josephb13 — Tue, 18 Jan 2011 13:48:58 -0000

This is a very informative post. Thank you!

Re: New Year Debt Resolution Step 9: Track Your Progress

super bowl nfl jerseys — Thu, 13 Jan 2011 13:02:48 -0000

I really like what I see here. I hope it comes to pass